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The inclusion of time-varying covariates into survival Assessment has led to better predictions of time to default in behavioural credit rating scoring designs. Having said that, when these time-varying covariates are endogenous, There are 2 main difficulties: estimation bias of the survival product and insufficient a prediction framework for https://westpacpetercornwell85934.win-blog.com/8872141/head-no-further-a-mystery

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